Last Updated: January 2026 | Reading Time: 8 minutes | Author: Amazing Miles Editorial Team

Atmos Rewards, the unified loyalty program for Alaska Airlines and Hawaiian Airlines, has rolled out elevated welcome offers on two of its cobranded credit cards. For a limited time, new cardholders can earn substantial bonus points and a $99 Companion Fare on eligible Alaska and Hawaiian flights. Here’s what you need to know about these offers and which card might make sense for your travel goals.

What Is Atmos Rewards?

Atmos Rewards is the loyalty program that connects Alaska Airlines and Hawaiian Airlines, allowing members to earn and redeem points across both carriers. Points can be used for award flights on Alaska, Hawaiian, and a range of partner airlines, including Oneworld members. The program offers three cobranded credit cards: the Atmos Rewards Summit Visa Infinite, the Atmos Rewards Ascent Visa Signature, and the Atmos Rewards Visa Signature Business Card.

The two cards currently featuring elevated offers are the Ascent and the Business card. Both offer 70,000 bonus points and a $99 Companion Fare (plus taxes and fees starting at $23). The Ascent requires $3,000 in spending within 90 days, while the Business card requires $4,000 in the same timeframe.

Atmos Rewards Summit: Premium Perks for Frequent Flyers

The Atmos Rewards Summit Visa Infinite Credit Card is positioned as the premium option in the lineup, offering a robust suite of benefits for travelers who fly Alaska and Hawaiian regularly and value elite-like perks.

Welcome Offer and Annual Fee

New Summit cardholders can earn 80,000 bonus points and a 25,000-point Global Companion Award after spending $4,000 or more on purchases within the first 90 days. The Global Companion Award can be redeemed for travel on Alaska, Hawaiian, or partner airlines in any class of service, and it recurs every card anniversary. The card carries a $395 annual fee.

Earning Structure

• 3 points per dollar on eligible Alaska and Hawaiian purchases, dining, and foreign transactions
• 1 point per dollar on all other purchases

Key Benefits

• 10,000 status points annually upon account anniversary, plus 1 status point for every $2 spent on the card
• 10% rewards bonus on all points earned if you hold an eligible Bank of America account
• Free checked bag on Alaska and Hawaiian for the cardholder and up to six guests on the same reservation when you pay with the card
• Priority boarding on Alaska and Hawaiian for the cardholder and up to six guests when you pay with the card
• Two Alaska Lounge passes each quarter
• Up to $120 in statement credits for TSA PreCheck or Global Entry every four years
• No foreign transaction fees

The Summit is particularly appealing for international travelers. Earning 3 points per dollar on foreign transactions is an industry first and can quickly add up for those who spend outside the U.S. regularly. Cardholders can also earn a second 100,000-point Global Companion Award after spending $60,000 or more in a card anniversary year.

Atmos Rewards Ascent: Mid-Tier Value with a Lower Annual Fee

The Atmos Rewards Ascent Visa Signature credit card is designed for travelers who fly Alaska or Hawaiian a few times per year and want solid perks without a steep annual fee.

Welcome Offer and Annual Fee

New Ascent cardholders can earn 70,000 bonus points and a $99 Companion Fare (plus taxes and fees from $23) after spending $3,000 on purchases within the first 90 days. This is the highest bonus available on this card since October 2025. The annual fee is $95.

Earning Structure

• 3 points per dollar on eligible Alaska and Hawaiian purchases
• 2 points per dollar on gas, electric vehicle charging stations, cable, streaming services, and local transit (including ride-hailing services)
• 1 point per dollar on all other purchases

Key Benefits

• 10% rewards bonus on all points earned if you hold an eligible Bank of America account
• Free checked bag on Alaska and Hawaiian for the cardholder and up to six guests on the same reservation when you pay with the card
• Priority boarding on Alaska and Hawaiian for the cardholder and up to six guests when you pay with the card
• Ability to earn an annual $99 Companion Fare (plus taxes and fees from $23) after spending $6,000 on purchases within the prior card anniversary year
• No foreign transaction fees

The Ascent offers a compelling value proposition for occasional Alaska and Hawaiian travelers. The free checked bag and priority boarding benefits alone can justify the annual fee if you fly with either carrier more than once or twice a year.

Atmos Rewards Business: Solid Perks for Small-Business Owners

The Atmos Rewards Visa Signature Business Card is tailored to small-business owners who fly Alaska or Hawaiian and want to maximize rewards on business spending.

Welcome Offer and Annual Fee

New Business cardholders can earn 70,000 bonus points and a $99 Companion Fare (plus taxes and fees from $23) after spending $4,000 on purchases within the first 90 days. The annual fee is $70 for the company, plus $25 per additional card.

Earning Structure

• 3 points per dollar on eligible Alaska and Hawaiian purchases
• 2 points per dollar on gas, EV charging stations, shipping, and local transit (including ride-hailing services)
• 1 point per dollar on all other purchases

Key Benefits

• $100 off an annual Alaska Lounge+ membership purchased with your card
• 10% rewards bonus on all points earned if you hold an eligible Bank of America business account
• Free checked bag on Alaska and Hawaiian for the cardholder and up to six guests on the same reservation when you pay with the card
• Priority boarding on Alaska and Hawaiian for the cardholder and up to six guests when you pay with the card
• Ability to earn an annual $99 Companion Fare (plus taxes and fees from $23) after spending $6,000 on purchases within the prior card anniversary year
• No foreign transaction fees

The Business card stands out for its Lounge+ membership discount, which is not available on the personal cards. This can be a meaningful benefit for business travelers who pass through Alaska hubs regularly. The earning structure also aligns well with common business expenses like gas, shipping, and ride-hailing services.

Understanding the Companion Fare Benefit

All three Atmos Rewards cards offer access to a Companion Fare, though the terms vary. The Companion Fare allows you to purchase one ticket and get a second ticket on the same reservation for $99 (plus taxes and fees starting at $23). This benefit can provide significant savings on domestic flights, particularly on longer routes or during peak travel periods.

On the Ascent and Business cards, the Companion Fare is earned annually after spending $6,000 on purchases within the prior card anniversary year. The Summit card includes a 25,000-point Global Companion Award, which is more flexible and can be used on partner airlines and in any class of service.

How Atmos Points Compare

Atmos Rewards points are generally valued at around 1.4 to 1.5 cents per point, though this can vary based on how you redeem them. Award flights on Alaska and Hawaiian often provide solid value, particularly for premium cabin redemptions or travel to Hawaii. Partner redemptions can also offer excellent value, especially with Oneworld airlines like American, British Airways, and Cathay Pacific.

One of the strengths of Atmos Rewards is the program’s relatively straightforward award chart and reasonable redemption rates. Unlike some other programs that have moved to dynamic pricing, Atmos still offers predictable award pricing on many routes.

Which Card Is Right for You?

Choosing between these three cards depends on your travel patterns and spending habits.

The Summit makes sense for frequent Alaska and Hawaiian flyers who value status acceleration, lounge access, and premium perks. The ability to earn status points through card spend is particularly valuable for those working toward elite status. The 3x earning on foreign transactions is also a standout benefit for international travelers.

The Ascent is ideal for travelers who fly Alaska or Hawaiian several times per year but don’t need all the premium perks of the Summit. The lower annual fee makes it easier to justify, and the free checked bag and priority boarding benefits can still provide meaningful value.

The Business card is the obvious choice for small-business owners who can put business expenses on the card. The bonus categories align well with common business spending, and the Lounge+ membership discount is a unique benefit not available on the personal cards.

Timing Your Application

The current elevated offers on the Ascent and Business cards represent strong value, particularly compared to recent offers on these products. If you’ve been considering one of these cards, this may be a good time to apply.

Keep in mind that welcome bonuses are typically once-per-lifetime on cobranded airline cards, so you’ll want to apply when the offer is strong. The current 70,000-point offers on the Ascent and Business cards are among the highest we’ve seen on these products in recent months.

Additional Considerations

All three Atmos Rewards cards offer a 10% rewards bonus if you hold an eligible Bank of America account. This is a simple way to boost your earning rate without changing your spending habits. The bonus applies to all points earned, including the welcome bonus.

None of the cards charge foreign transaction fees, making them reasonable options for international travel. The Summit’s 3x earning on foreign transactions makes it particularly attractive for overseas spending.

The free checked bag benefit on all three cards can provide substantial value. If you’re traveling with a companion or family, the ability to cover up to six guests on the same reservation can save hundreds of dollars per year in baggage fees.

The Amazing Miles Verdict

The elevated welcome offers on the Atmos Rewards Ascent and Business cards represent solid value for new cardholders looking to build up their Atmos Rewards balance. With 70,000 bonus points and a Companion Fare included, these offers provide a meaningful boost toward award travel on Alaska, Hawaiian, or partner airlines.

The Summit remains the premium option for frequent flyers who value status acceleration and lounge access, while the Ascent offers a lower-cost entry point with most of the core benefits. The Business card provides strong value for small-business owners, particularly with its unique Lounge+ membership discount.

For travelers who fly Alaska or Hawaiian even a few times per year, one of these cards is likely worth considering. The combination of welcome bonuses, free checked bags, priority boarding, and the opportunity to earn Companion Fares can easily justify the annual fees, particularly if you hold an eligible Bank of America account to unlock the 10% bonus on all points earned.