Through December 3, 2026, Chase is paying an 80% bonus on points moved to IHG One Rewards, which turns 1,000 Ultimate Rewards points into 1,800 IHG points. For most cardholders, the Chase IHG transfer bonus looks better than it is, because an IHG point starts out worth far less than a Chase point.
The window opened at 12:00 AM ET on November 1 and closes at 11:59 PM ET on December 3, according to Frequent Miler. Chase lists IHG among its hotel partners on the Sapphire Preferred page, but its public pages do not describe this promotion, so check that it shows in your own account before moving anything.
What the Chase IHG Transfer Bonus Actually Gets You
The usual Chase to IHG transfer ratio is 1:1, so the 80% promotion makes it 1:1.8. No calculator is required: multiply your Chase balance by 1.8 and you have the IHG total. Send over 25,000 points and 45,000 land in your IHG One Rewards account.
Some details are still missing. We could not find a stated cap, a posting time or a full list of eligible cards for the Chase IHG transfer bonus. Chase says only that transfers work with select cards, and the Sapphire Preferred page spells out that its cardholders can move points to partners.
Transfers are also one-way. Once points reach IHG, there is no sending them back to Chase, which is why the math has to come first. Our guide to transferring card points to airlines and hotels covers the basics if this is your first move.
The Value You Give Up in Chase Travel
Chase’s Sapphire Reserve terms set the baseline at 1 cent per point for bookings made in Chase Travel. Points Boost offers can lift that to as much as 1.5 cents for Sapphire Preferred cardholders and 2 cents for Sapphire Reserve cardholders, on top booked hotels and flights with select airlines. Those offers are promotional and change periodically, so they will not cover every trip.
The 1-cent floor is the number that matters. Every 1,000 Chase points you move gives up at least $10 of Chase Travel spending power, and the 1,800 IHG points that arrive have to beat it.
Is the Chase IHG Transfer Bonus Worth It on the Numbers?
Here is the comparison at three transfer sizes, using the 0.5-cent price in IHG’s current points sale, which applies to single purchases of 26,000 points or more.
| Chase points moved | IHG points received | Cost to buy those IHG points | Chase Travel at 1 cent | At 1.5 cents | At 2 cents |
|---|---|---|---|---|---|
| 25,000 | 45,000 | $225 | $250 | $375 | $500 |
| 50,000 | 90,000 | $450 | $500 | $750 | $1,000 |
| 100,000 | 180,000 | $900 | $1,000 | $1,500 | $2,000 |
At the sale price, buying the IHG points costs less than transferring them. Take the top row: $225 divided by 25,000 Chase points is 0.9 cents, below the value those same points hold at the Chase Travel floor. That price comes from an IHG sale running through 11:59 p.m. Eastern on November 15, 2026, which adds a 100% bonus to purchases of 5,000 points or more. It may be targeted and counts toward a yearly limit of 200,000 purchased points, so check what your account is offered. Outside a sale, IHG points cost 1.35 cents each, though IHG has run a 0.5-cent sale nearly every month this year.
To break even with the 1-cent floor, each IHG point has to deliver about 0.56 cents (1 divided by 1.8). Matching a 1.5-cent Points Boost takes about 0.83 cents per IHG point, and matching a 2-cent boost takes about 1.11 cents. If IHG does not run another sale before December 3, buying points goes back to 1.35 cents, and a transfer at 0.56 cents per IHG point becomes the cheaper way to fill a gap during the rest of the Chase IHG transfer bonus.
Who Comes Out Ahead With a Transfer
Two situations can justify it, and both start with a specific hotel night rather than a general liking for IHG.
- You have an award picked out and the cash price is high. Using a 45,000-point night as the example, the transfer costs 25,000 Chase points. If that room would cost more than $250 all-in, moving points beats the 1-cent floor. It needs to clear $375 to beat a 1.5-cent boost and $500 to beat a 2-cent boost.
- You need a small top-off. Smaller orders cost more in this sale, about 0.575 to 0.675 cents per point for purchases under 26,000 points. At that rate, 18,000 IHG points runs about $104 to $122, while the 10,000 Chase points that transfer into the same 18,000 carry a $100 floor value, so the transfer comes out slightly ahead.
A Chase IHG transfer bonus also has more appeal for cardholders who cannot buy points at the top tier, since the sale may be targeted and some members may see different thresholds. IHG cardholders chasing elite perks should read our breakdown of IHG credit card elite status before assuming a points move helps with status.
Who Should Leave Their Points in Chase
Anyone without a specific stay in mind should pass. Chase also lists World of Hyatt and Marriott Bonvoy as hotel partners, and flexible points keep those doors open, while a completed transfer cannot be undone.
Timing is another reason for patience. Reported Chase to IHG promotions ran at 70% in April and again from July 31 to August 31, 2026, with a 100% offer from July 15 to 30. So 80% is not the top of the range, and a Chase IHG transfer bonus at 100% would only tie the 0.5-cent sale price: 1,000 Chase points become 2,000 IHG points, which would cost $10 to buy.
Frequently asked questions
Can you transfer Chase points to IHG?
Yes. Chase lists IHG among its hotel transfer partners, and transfers work with select cards such as the Sapphire Preferred.
What is the Chase to IHG transfer ratio?
The ratio is normally 1:1. Through December 3, 2026, the 80% promotion means each 1,000 Chase points arrives as 1,800 on the IHG side.
How long does a Chase to IHG transfer take?
We could not confirm a posting time for this promotion. Only move points when the award you want is available, and leave some room in case the transfer is not instant.
Should you move Chase points to IHG before December 3?
Use the Chase IHG transfer bonus only for a specific award whose cash price clears the break-even above, and only after the offer appears in your Chase account. Everyone else can skip it and keep their points flexible. An 80% bonus is a discount on a currency that was already cheap, and a cheap point is still a cheap point.
