American Express has announced a comprehensive refresh of the U.S. Consumer Gold Card, introducing new benefits aimed at enhancing the card’s value for members. The update includes new credits for spending at U.S. Resy restaurants and Dunkin’®, an updated dining credit, and an expanded selection of properties under The Hotel Collection. These enhancements are available alongside existing benefits that provide cardholders with over $400 in annual value. Additionally, new U.S. Consumer and U.S. Business Gold Card members can opt for a limited-edition White Gold Card design, available while supplies last, in addition to the standard Gold and Rose Gold designs.
Howard Grosfield, President of U.S. Consumer Services at American Express, stated, “We’re seeing particularly strong restaurant spend with Millennial and Gen Z consumers, which is our fastest growing customer segment. The new Gold Card delivers more value to Card Members for doing what they love to do like grabbing their morning coffee at Dunkin’, dining at U.S. Resy restaurants, and traveling with friends.”
Key Benefits of the Refreshed U.S. Consumer Gold Card
- New $100 Resy Credit:
- Cardholders can earn up to $100 in annual statement credits ($50 semi-annually) for purchases made at eligible U.S. Resy restaurants, Resy.com, and in the Resy app.
- New $84 Dunkin’® Credit:
- Earn up to $84 annually ($7 per month) in statement credits at over 9,000 Dunkin’® locations nationwide.
- Updated $120 Dining Credit:
- The dining credit now includes Five Guys, along with existing partners such as Grubhub, The Cheesecake Factory®, wine.com, and Goldbelly.
- Expanded Hotel Collection:
- The Hotel Collection now features over 1,000 properties globally, with more than 300 new properties added this year, including top destinations like Tuscany, Italy; Moab, Utah; and Sapporo, Japan. Benefits include room upgrades, early check-in, and late check-out (subject to availability), plus a $100 credit towards eligible charges.
Overview of New and Existing Benefits for the U.S. Consumer Gold Card
| Benefit | Description | Annual Value |
|---|---|---|
| New $100 Resy Credit | Up to $100 annually ($50 semi-annually) for eligible purchases at Resy restaurants and online. | $100 |
| New $84 Dunkin’® Credit | Up to $84 annually ($7 per month) for purchases at Dunkin’ locations nationwide. | $84 |
| Updated $120 Dining Credit | Includes Five Guys, Grubhub, The Cheesecake Factory®, wine.com, and Goldbelly. | $120 |
| Expanded Hotel Collection | Over 1,000 properties globally with benefits like room upgrades and a $100 property credit. | Varies |
| $120 Uber Cash | $10 monthly Uber Cash for Uber Eats or Uber Rides in the U.S. | $120 |
| 4X Points at Restaurants | Four points per dollar on dining, including takeout and delivery in the U.S. | Up to $50,000 per year |
| 4X Points at U.S. Supermarkets | Four points per dollar at U.S. supermarkets, on up to $25,000 in purchases per year. | Up to $25,000 per year |
| 3X Points on Flights | Three points per dollar on flights booked directly with airlines or on amextravel.com. | – |
| 2X Points on Travel | Two points per dollar on prepaid hotels, car rentals, and cruises booked on amextravel.com. | – |
| 1X Points on Other Purchases | One point per dollar on all other eligible purchases. | – |
| Amex Offers | Enroll to receive offers and get rewarded on eligible purchases with select brands. | Varies |
| No Foreign Transaction Fees | No fees for purchases made outside the U.S. | – |
Note: The actual value of rewards and benefits may vary based on individual spending habits and preferences. Terms and conditions apply.
Existing Benefits
- $120 Uber Cash: Add the Gold Card to your Uber account to receive $10 in monthly Uber Cash credits, usable on Uber Eats or Uber Rides in the U.S.
- 4X Points at Restaurants Worldwide: Earn four points per dollar spent on dining, including takeout and delivery in the U.S., on up to $50,000 in purchases per year.
- 4X Points at U.S. Supermarkets: Earn four points per dollar spent at U.S. supermarkets, on up to $25,000 in purchases per year.
- 3X Points on Flights: Earn three points per dollar on flights booked directly with airlines or on amextravel.com.
- 2X Points on Travel: Earn two points per dollar on prepaid hotels, car rentals, and cruises booked through amextravel.com.
- 1X Points on Other Purchases: Earn one point per dollar on all other eligible purchases.
- Amex Offers: Enroll to receive offers and get rewarded for eligible purchases with select brands.
- No Foreign Transaction Fees: Ideal for international travelers.
Starting July 25, 2024, the annual fee for the Gold Card will increase to $325 (from $250). This change will take effect on the cardholders’ annual renewal date starting October 1, 2024, on a rolling basis.
Special Limited-Time Offer
To celebrate the refreshed Gold Card, new eligible Card Members can enjoy a welcome offer of 60,000 Membership Rewards points plus 20% back on restaurant spending worldwide, up to $100. This offer is available from now until November 6, 2024. Terms and conditions apply.
To learn more about the refreshed U.S. Consumer Gold Card, visit American Express.
Final Thought
The refreshed U.S. Consumer Gold Card by American Express brings a host of new and enhanced benefits, designed to meet the evolving needs of today’s consumers. With added dining credits, expanded hotel options, and a stylish new White Gold design, the card offers significant value to both new and existing members. As spending habits shift, particularly among younger generations, these updates ensure that the Gold Card remains a competitive and attractive choice for those looking to maximize rewards and enjoy premium benefits. Whether it’s enjoying a meal at a favorite restaurant, booking a luxury hotel stay, or earning rewards on everyday purchases, the refreshed Gold Card provides a comprehensive and rewarding experience for its members.
