Chase offers two main variants of its Sapphire card: the Chase Sapphire Preferred® and the Chase Sapphire Reserve®. Each card comes with its own set of benefits, rewards structure, and annual fees.
Chase Sapphire Preferred®
- Annual Fee: $95
- Sign-Up Bonus: Up to 75,000 Ultimate Rewards points
- Benefits:
- 2x points on travel and dining worldwide
- 1:1 point transfer to leading airline and hotel loyalty programs
- Trip cancellation/interruption insurance and other travel protections
Chase Sapphire Reserve®
- Annual Fee: $550
- Sign-Up Bonus: Up to 75,000 Ultimate Rewards points
- Benefits:
- 3x points on travel and dining worldwide
- $300 annual travel credit
- Priority Pass Select airport lounge access
- Global Entry/TSA PreCheck application fee reimbursement
Maximizing Rewards Potential:
- Utilize bonus categories for everyday spending.
- Take advantage of refer-a-friend programs to earn bonus points. When you refer friends to apply for a Chase Sapphire card, you can earn 10,000 bonus points for each approved application, up to 75,000 points per year. Simply share your unique referral link with friends and family, and reap the rewards when they’re approved.
- Explore partner transfer programs to maximize the value of your points.
Long-Term Value and Benefits:
- Both cards offer premium travel benefits and purchase protections.
- The flexibility of Ultimate Rewards points allows for diverse redemption options.
- Perks like travel credits and lounge access can offset annual fees for frequent travelers.
Final Thoughts
In summary, Chase Sapphire cards offer a plethora of benefits and rewards for savvy travelers. By understanding the features of each card and maximizing their potential, cardholders can unlock unparalleled value and elevate their travel experiences.
