The American Express Business Platinum Card® is tailored for business owners who value travel rewards, premium services, and extensive business benefits. With a suite of perks designed to enhance both travel and everyday operations, it stands out as one of the top business cards for those looking to maximize value. Here’s an in-depth guide to everything this card has to offer:
Exceptional Earning Rates
- 5X Points on Travel: Earn 5X Membership Rewards® points on flights and prepaid hotels booked through AmexTravel.com, a significant boost for frequent travelers.
- 1.5X Points on Key Categories: Gain 1.5X points on eligible purchases in business-related categories, such as construction materials, shipping providers, and electronics, as well as on any purchase over $5,000. This rate applies to up to $2 million in spending per year.
- 1X Points on All Other Purchases: Earn 1X point per dollar on all other purchases, making it easy to accumulate points across all spending.
Extensive Annual Credits and Value
With over $1,000 in statement credits each year, the Business Platinum Card can effectively offset its annual fee:
- $400 Dell Technologies Credit: Enjoy $200 back semi-annually on U.S. purchases, perfect for upgrading tech equipment.
- $360 Indeed Credit: Get $90 back per quarter for recruitment and job listing expenses with Indeed.
- $150 Adobe Credit: For annual business subscriptions, ideal for those utilizing Adobe Creative Cloud or Adobe Acrobat.
- $120 Wireless Service Credit: Save $10 monthly on U.S. wireless service purchases, helping to reduce telecom costs.
- $200 Airline Fee Credit: Use this annually for incidental fees like checked baggage on a chosen airline.
- $199 CLEAR® Plus Credit: Cover the cost of a CLEAR membership for quicker security processing at airports.
Unmatched Travel Perks
Business travelers can enjoy luxury and comfort with the following exclusive benefits:
- Global Lounge Collection®: Access over 1,400 airport lounges worldwide, including Centurion Lounges and Priority Pass locations, providing a relaxing pre-flight experience.
- Complimentary Hotel Status: Receive Marriott Bonvoy Gold Elite and Hilton Honors Gold statuses, which offer perks like room upgrades, late checkouts, and more bonus points on stays.
- Fine Hotels + Resorts® Program: Book through AmexTravel to enjoy perks such as daily breakfast, guaranteed late checkout, and a $100 property credit at select hotels, adding an average value of $550 per stay.
- Global Entry/TSA PreCheck® Credit: Receive a credit every four years for Global Entry or every 4.5 years for TSA PreCheck, helping you breeze through airport security with ease.
Built-In Business Tools and Features
The Business Platinum Card is not just about travel; it’s also packed with tools to support your business needs:
- Employee Cards: Issue additional cards with custom spending limits, monitor purchases, and earn points on all employee spending.
- QuickBooks Integration: Streamline your expense management by syncing card transactions with QuickBooks®.
- Vendor Pay by Bill.com: Take advantage of this service to pay business bills using your card, improving cash flow management while earning rewards.
Insurance Protections and Added Peace of Mind
Your Business Platinum Card provides a range of insurance coverages, offering protection for business and personal trips:
- Trip Delay and Cancellation Insurance: Get coverage for delayed or canceled trips, with reimbursement up to $500 for delays over six hours.
- Car Rental Loss and Damage Insurance: Enjoy secondary coverage for car rentals, saving you on costly rental company insurance fees.
- Cell Phone Protection: Coverage up to $800 per claim for theft or damage, with two claims available per 12-month period.
- Baggage Insurance: Up to $3,000 in coverage for lost, damaged, or stolen luggage on flights, trains, buses, and other common carriers.
Financial Flexibility and Expense Management
The Business Platinum Card offers flexible payment options and tools for tracking expenses:
- Pay Over Time Option: Spread out payments with interest on eligible charges, making it easier to manage cash flow.
- No Preset Spending Limit: Enjoy a flexible limit that adapts to your spending patterns, giving you the ability to make larger purchases when necessary.
- Expense Management Tools: From setting up account alerts to assigning an Account Manager, the card provides various features to help you stay on top of your business finances.
How to Apply
For business owners ready to maximize their travel experiences and streamline business expenses, the American Express Business Platinum Card offers substantial rewards and benefits. Use this link to apply for the American Express Business Platinum Card® and unlock exclusive perks tailored for your business needs.
This card is a solid investment for those who can take advantage of the extensive travel rewards and business benefits, offering a premium experience that caters to both frequent travelers and business professionals.
